The San José State University Research Foundation provides a competitive benefits
package including; medical, dental, vision, and life insurance to regular
central office and regular project employees whose appointments are at least
50%-time and are expected to exceed six-months.
The Research Foundation offers several medical plans
from which eligible employees may choose, depending upon their county
and state of residence. Currently there are three HMO plans, and three
PPO plans. Project employees, scheduled to work at least 50% time,
with an appointment expected to equal or exceed six months duration
are eligible for medical insurance. Coverage goes into effect on
the first of the month following 30 days of continuous employment.
Currently enrolled employee and eligible dependents are fully covered
upon receipt of application.
- Project employees, scheduled to work at least 50% time, with
an appointment expected to equal or exceed six months duration
are eligible for dental insurance. Coverage goes into effect on
the first of the month following 30 days of continuous employment.
All other requirements are the same as medical benefits.
- Project employees scheduled to work
at least 50% time, with an appointment expected to equal or exceed
six months duration are eligible for vision insurance. Coverage
goes into effect on the first of the month following 30 days of
continuous employment. All other requirements are the same as
- VSP PPO Plan
To be eligible, benefited employees must be scheduled to work at least 50% time with an appointment expected to equal or exceed six months. The Group Term Life insurance coverage is equal to one times an employees’ annual salary up to a maximum of $200,000. Benefited employees are eligible for the Group Term Life insurance coverage on the first of the month following their date of hire. The Research Foundation pays the premium cost of this benefit. To initiate participation, an employee must complete an enrollment form and submit it to the Human Resources department.
As part of IRS regulations, the first $50,000 of Group Term Life coverage is excluded from an employee’s taxable income, however any amount exceeding $50,000, must be included as income, and is subject to Social Security and Medicare taxes.
Therefore, in accordance with IRS regulations and for tax reporting purposes, employees who life insurance coverage is in excess of $50,000, will see a line item “Life Over 50K” under earnings on their paystubs that will reflect additional federal and state taxable income. While this additional amount is not subject to federal and state income tax withholding, it is subject to Medicare and FICA tax, as reflected on your paycheck. As this is a non-cash benefit, an equal amount under deductions “Life Over 50K” is needed to offset the earning amount, to facilitate the correct calculation of the net pay amount.
General Open Enrollment
September 10th - October 5th is the time you may enroll, change health plans or add eligible family members for the 2012 medical benefit plan year. Open enrollment changes in 2012, take effect January 1, 2013. The attachments below outline benefit offering provisions for active benefited employees for benefit plan year 2013. Out-of-state and post-retirement participants can contact human resources to obtain Open Enrollment information.
Announcement of Benefits Offerings for Plan Year 2013
Benefit Bulletin for Open Enrollment 2013
Health Enrollment Forms
You have 60 days from the date of your initial appointment to enroll in a health plan. Your coverage becomes effective the first day of the month following the date the Health Benefit Officer receives your completed Health Benefit enrollment form (HBD-12).
If you have a new dependent as a result of marriage, birth, adoption, or placement for adoption, you can enroll yourself and all eligible dependents within 60 days after that event. You may also be eligible to use this Special Enrollment period under certain other limited circumstances; for example, when a court has ordered you to provide coverage for a spouse or minor child.
Generally, changes to benefit offerings are only allowed annually during open enrollment, however other special circumstances may apply. If you have a change in address or move out of the plan area, you also may be eligible to change plans immediately. Please contact the Human Resources Department at (408) 924-1410 for further information regarding benefit plan offering changes.
Sick leave for full time employees is credited
at the rate of 8 hours per month. Part time employees earn sick
leave based on the percentage of time they work. Project employees
may accumulate 96 hours on a continuing grant but are required to
forfeit unused sick leave at the end of a grant or contract or project
year. Research Foundation employees are never paid for unused sick leave
benefits upon termination.
Vacation accrual is based on length of service as follows:
Vacation carry over amount is based on length of service and exempt/ non-exempt
status. The maximum unused accumulated vacation that may be carried forward on
January 1st is 80 hours. Part-time employees receive vacation accrual in proportion
to their percentage (of assignment) of the full-time rate.
Eligible employees must be scheduled to work at least 50% time, with an appointment expected to equal or exceed six months duration to participate in the retirement plans described below.
- TIAA-CREF Tax Sheltered Annuity Group Supplemental Retirement Annuity (GRSA).
TIAA-CREF GSRA's, also known as tax-deferred annuities, this plan is designed for employees who voluntarily wish to set aside funds for retirement through payroll deductions. Taxes on the contribution, plus any interest or dividends, are deferred until paid out as benefits or withdrawn from the annuity. The employee, to initiate contributions, must first complete an application.
Link to GSRA Plan Summary
Link to Salary Reduction Agreement
- Retirement Plan (TIAA-CREF) Retirement Annuity (RA)
The Research Foundation currently contributes 7% of the employee's monthly base salary to a vested annuity. Eligible mployees are qualify for this contribution on the first of the month following one complete year of service and of at least 1,000 hours. The employee, to initiate contributions, must first complete an application.
San Jose State University Research Foundation Defined Contribution Retirement Plan (RA)
Post-Retirement Medical Benefits
- Employees hired on or after July 1, 2008 are eligible to receive post-retirement health benefits for themselves and their eligible dependants at the time of their retirement if they are 1) 60 years or older and 2) have accrued ten (10) years of benefitted service.
- Eligible employees hired before July 1, 2008 receive post-retirement health benefits for themselves and their eligible dependants at the time of their retirement if they 1) are age 55 years or older and 2) have accrued five (5) years of benefited service.
- Please note that Dental and Vision insurance are not included in the Research Foundation's post retirement benefit offering.
- For further information, talk to our HR Benefit Coordinator.
- Long-Term Disability Policy
To be eligible, benefited employees must be scheduled to work at least 50% time with an appointment expected to equal or exceed six months. Coverage begins on the first of the month following date of hire. The Research Foundation pays the premium cost of this benefit.
- State Disability Unemployment Insurance
SDI automatically covers all Research Foundation
employees. This state-mandated program provides coverage against
loss of wages for an employee sustaining a non-work-related injury
or illness which prevents the employee from performing his or
her regular or customary work. Claims must be submitted to the
California Employment Development Department. The initiation of
the procedure can be done over the phone: 1-800-580-3287. Forms
are also available at the HR Office.
Paid Family Leave
Paid Family Leave is unemployment compensation disability insurance paid to workers who suffer a wage loss when they take time off work to care for a seriously ill family member or bond with a new child. Paid Family Leaves starts July 1, 2004.
529 college saving plan.
Scholar Share, California's 529 College Savings Program, offers
an easy, flexible and affordable way to save for higher education.
Scholar Share is a great way to invest in your children's future,
while enjoying tax advantages. Visit Scholar Share at http://www.scholarshare.com
or call toll free 1-877-728-4338.
Employee Assistance Program (EAP)
CONCERN: EAP counseling for up to 5 visits per issue per 12-month
period. Counseling and Work/Life services are available to all benefited
employees, their spouses or domestic partners, and their benefits-eligible
dependents. The CONCERN web address is: www.concern-eap.com and the contact phone number is 1-800-344-4222.
Social Security Tax: Effective July 1, 2004 Research Foundation employees will
participate in the FICA withholding of 6.2% with a 6.2% matching from
the Research Foundation to your social security account. Please note the following
two categories of students will be exempt from FICA withholding:
Proof of enrollment can be provided by submitting any of the following to Human Resources:
- SJSU undergrad students (6 units minimum, proof required)
- SJSU grad students (4 units minimum, proof required)
- Class schedule (website printout)
- Letter from SJSU Enrollment Services
- Letter from Financial Aid
A 1.45% of base salary up to social security wage base, paid by
both employee and employer.
Dual Benefit Coverage
Employees holding a concurrent appointment with the Research Foundation and
SJSU, who are eligible for medical and dental benefits from both
institutions, may only receive benefits from one source.
- All employees
are covered under our Worker's Compensation Insurance in the case
of a work related accident or illness.
- What to do when an injury happens
at work: Notify your supervisor immediately, call HR Benefits
at 408-924-1409 AND complete the Employee Accident Report
Leave of Absence
- Leaves of
Absence are available to certain employees under FMLA and other
programs (see details in Request Form).
- Request Form
To be eligible, employees must be scheduled to work at least 50% of the time,
with an appointment expected to equal or exceed six months. Effective
January 1, 2006, the Research Foundation is offering a wide variety of voluntary
benefits to eligible employees. Your voluntary benefits include:
Flexible Spending Accounts: (FSA)
- Dependent Care: Up to $5,000.00 max/year
- Un-reimbursed Medical: Up to $5,000.00 max/year
Personal Cancer Indemnity:
- Helps offset the medical expenses related to cancer treatment
Hospital Confinement Indemnity:
- Benefit includes payments for hospitalization, heart attack,
stroke and paralysis as well as surgery
Short Term Disability:
- Replaces income lost due to off the job accidents or extended illness
Long Term Care:
- Financial assistance if you have a chronic condition leaving you unable to
care for yourself for an extended period of time
- Provides up to $100,000.00 of quality term life, whole life or a combination of
both on a very competitive basis
- Provides basic, preventive, and major dental benefits with cash payouts
for specific procedures - whether or not you have other dental or medical coverage
Contact the Human Resources Benefits department at 408-924-1409 for enrollment information